In today’s dynamic and competitive economy, local business owners need a financial partner who understands the unique challenges and opportunities of their community.
SMAART Company provides expert, hands-on local business accounting services, financial consulting, and tax support to help your business thrive. We’re not a faceless national firm; we’re your neighbors, invested in the success of the local business landscape.
Our team of local experts helps you build a robust financial framework that manages cash flow, minimizes your tax burden, and strengthens your business for sustainable growth in your market.
Running a business in a vibrant local economy requires a sharp focus on financial discipline. Without a dedicated local partner, business owners face significant risks:
Navigating Local & State Tax Complexity: Managing specific state sales tax, property tax, and local business filings on top of federal requirements is a major administrative burden.
Managing Seasonal Cash Flow: Many businesses experience significant seasonal swings in revenue. Without proper planning, this can create severe cash flow pressure during the off-season.
Intense Local Competition: Every local market is highly competitive. Out-of-control overhead or inefficient financial operations can quickly put you at a disadvantage.
Access to Local Financing & Networks: Understanding the local banking landscape and having a network of local professional contacts is critical for securing the capital you need to grow.
Emergency & Business Interruption Planning: Having a solid financial plan to handle potential disruptions from natural disasters, economic shifts, or other local events is not a luxury—it’s a necessity.
SMAART Company helps you manage these local challenges with the dedicated attention only a community-based firm can provide.
We are proud to serve the full spectrum of businesses that make local economies thrive, including:
Restaurants, Bars & Hospitality Groups who need help managing daily sales, tips, and seasonal cash flow.
Home Service Contractors (e.g., Plumbers, Electricians, Landscapers) managing project-based work, job costing, and dispatch efficiency.
Real Estate & Property Management Firms managing rental income, maintenance costs, and property tax compliance.
Professional Service Providers (e.g., Law Firms, Marketing Agencies, IT Services) who need to track billable hours and manage project profitability.
Retail Boutiques & Local Shops requiring streamlined point-of-sale accounting, inventory management, and sales tax filing.
Choosing a local firm means choosing a partner who is invested in your success and the success of your community. Our commitment to local businesses means:
We Understand the Local Economy: We live and work in the communities we serve. We understand the market cycles, the competitive landscape, and the specific challenges of doing business locally.
We Are Accessible: You’re not just a number in a national call center. You can meet with us face-to-face to discuss your business and build a real, long-term relationship.
We Know State & Local Tax Law: We are experts in the nuances of your state and local tax environment and can help you navigate it to minimize your obligations and ensure compliance.
We Have a Vetted Local Network: We can connect you with trusted local bankers, attorneys, and other professionals to help your business succeed.
We Support Our Community: We are dedicated to helping our fellow local entrepreneurs build strong, profitable businesses that enrich our communities.
Local Business Accounting & Bookkeeping: Full-service bookkeeping and financial reporting to give you a clear, real-time picture of your business’s health.
State, Local & Federal Tax Services: Comprehensive tax planning and filing to ensure you are compliant and taking advantage of every available deduction.
Fractional CFO & Strategic Advisory: High-level financial guidance to help you manage cash flow, plan for growth, and make sound business decisions.
Payroll & HR Services: Complete payroll management, including handling the complexities of tipped employees common in the local hospitality industry.
New Business Formation & Advisory: Helping new entrepreneurs in your community get started on the right foot with proper business setup and financial systems.
Emergency & Business Interruption Planning: Proactive advisory to help you prepare a financial continuity plan to weather any storm or disruption.
Local business owners should be focused on serving their customers and growing their brand—not on wrestling with sales tax filings or complex bookkeeping. With SMAART Company as your local partner, you gain the financial clarity and peace of mind to run your business with confidence.
Every local business is unique. Let’s build a local business accounting services plan that matches your specific goals. Whether you need full-service accounting, strategic tax planning, or help managing your cash flow—we’re ready to assist.
A local firm offers a personal relationship and a deep understanding of your community’s business environment. We’re invested in the areas we serve and provide accessible, face-to-face service that larger firms can’t match.
We specialize in seasonal cash flow planning. We’ll help you build a budget that allows you to save during the high season to ensure you can cover your expenses and maintain stability during the slower months.
Absolutely. We have extensive experience with local restaurants and bars and understand the specific challenges, such as daily sales reconciliation, tip reporting, and managing high turnover.
We can help you create a financial continuity plan, which includes ensuring you have proper documentation for insurance claims, setting up a cash reserve, and creating a plan to manage expenses if your business is temporarily interrupted.
It starts with a free, in-person or virtual consultation to discuss your business and your goals. From there, we’ll design a customized service package to meet your specific needs and budget.
