What is a good credit score for buying a home?

Banking services provided by Bancorp Bank, NA or Stride Bank, NA, member FDIC. The Chime Visa® Debit Card is issued by Bancorp, NA or Stride Bank pursuant to a license from Visa USA Inc. It can be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa USA Inc. They can be used everywhere Visa credit cards are accepted. Please check the back of your card for the issuing bank.

While Chime does not issue personal checkbooks for writing checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. Refer to the issuing bank’s Deposit Account Agreement for full details of Chime’s checkbook.

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The opinions, advice, services, information or other content expressed or contributed herein by customers, users or others, are those of the respective author(s) or contributor(s) and do not necessarily indicate or reflect the opinions of Bancorp, NA and Stride Bank, NA (“Banks”). Banks is not responsible for the accuracy of any content provided by the author(s) or contributor(s).

* To apply for Credit Builder, you must have received one qualifying direct deposit of $200 or more into your Chime Checking account. Eligible direct deposit must be from employer, payroll provider, gig economy payer, or benefits payer via Automated Clearing House (ACH) deposit or original credit transaction (OCT). Automated clearing house bank transfers, pay-to-anyone, checks, test deposits from financial institutions, peer-to-peer transfers from services like PayPal, Cash App or Venmo, mobile check deposit, loads, cash deposits, or one-time direct deposits , such as tax refunds and other similar transactions, and any deposit that Chime deems not to be an eligible direct deposit is not an eligible direct deposit.

1 Information from Experian’s What Factors Do Mortgage Lenders Consider? As of May 9, 2023: https://www.experian.com/blogs/ask-experian/what-do-mortgage-lenders-look-for/

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