Title Search
Title Search
SMAART provides you with accurate and reliable title search services for all your real estate needs. Our team of experienced professionals is dedicated to helping you make informed decisions when it comes to buying, selling, or refinancing your property.
What is a title search?
A title search is a process of examining public records to determine the legal ownership of a property and to identify any liens, encumbrances, or other issues that may affect the ownership or use of the property. It is an essential step in any real estate transaction, as it ensures that the buyer has clear and marketable title to the property.
Why choose us for your title search needs?
We understand the importance of a thorough and accurate title search. Our team of professionals is trained to conduct comprehensive searches of public records to ensure that you have all the information you need to make informed decisions about your real estate transactions.
We offer a wide range of title search services, including:
- Property ownership search
- Title examination
- Mortgage search
- Tax lien search
- Judgment search
- Bankruptcy search
- UCC search
- Property lien search
Our services are designed to meet the needs of homeowners, real estate agents, lenders, attorneys, and other professionals involved in real estate transactions. We work with you to provide customized solutions that meet your specific needs and help you achieve your goals.
Benefits of working with us:
- Experienced and knowledgeable team of professionals
- Accurate and reliable title search services
- Customized solutions to meet your specific needs
- Competitive pricing and timely delivery of services
- Exceptional customer service and support
Contact us today to learn more about our title search services and how we can help you with your real estate transactions. We look forward to serving you!
Frequently Asked Questions
A title search is a process of examining public records to determine the legal ownership of a property and to identify any liens, encumbrances, or other issues that may affect the ownership or use of the property.
Agents who collaborate with the seller are referred to as listing agents, and they provide clients with advice on how to price the estate and arrange it for sale. This advice may include suggestions for last-minute upgrades that can increase the selling price or encourage buyers to make offers more quickly. Listing services, personal connections, and paid advertisements are seller agents' methods to market the property.
The buyer's agents search for available homes within the buyer's desired price range and satisfy the buyer's wish list. To assist potential buyers in formulating a reasonable offer, these brokers frequently examine the data from previous transactions involving homes comparable to those purchased.
Agents serve as intermediaries for the main parties, communicating offers, counteroffers, and other queries back and forth on their behalf. Once a bid is accepted, real estate agents on both sides of the transaction typically continue their job. This includes assisting their clients with the paperwork, communicating details, providing advice on inspections and relocating, and generally shepherding the deal through to its conclusion.
Customers must understand if a real estate agent promotes the buyer, the seller, or both parties in a negotiation. Clearly, the agent's loyalty can significantly impact a variety of aspects of the deal, including the price that is ultimately agreed upon. The legal concept known as "dual agency" is governed by state regulations that determine whether or not a real estate agent can legally represent both parties in a transaction. Agents must identify who they work for, ensuring that buyers and sellers are informed of any potential conflicts of interest.
A title search is necessary to ensure that the property you are buying, selling, or refinancing has clear and marketable title. It helps you identify any issues that may affect the ownership or use of the property.
Some real estate brokerages charge a reduced cost for more expensive homes, while others may handle the entire transaction for a flat price significantly less than the typical commission they would charge. A fee-for-service pricing structure is one that other organizations offer. This pricing model allows sellers to pay for specific aspects of the selling process, such as submitting their property to a multiple listing service (MLS).
The time it takes to complete a title search depends on the complexity of the search and the jurisdiction. Generally, it takes 1-2 weeks to complete a title search.
We offer a wide range of title search services, including property ownership search, title examination, mortgage search, tax lien search, judgment search, bankruptcy search, UCC search, and property lien search.
Our title search services are designed to meet the needs of homeowners, real estate agents, lenders, attorneys, and other professionals involved in real estate transactions.
You can order a title search by contacting us via phone or email. We will ask you to provide us with the property address and any other relevant information.
The cost of a title search depends on the complexity of the search and the jurisdiction. We offer competitive pricing and will provide you with a quote before beginning the search.
Our team of professionals is trained to conduct comprehensive searches of public records to ensure the accuracy and reliability of our title search services.
If we identify an issue during the title search, we will notify you immediately and provide you with options for resolving the issue.
Title insurance is a type of insurance that protects you against financial loss in case there are issues with the title of the property you are buying or selling.
We do not offer title insurance, but we can recommend reputable title insurance companies to work with.
We search public records for the entire chain of title of the property, which typically goes back to when the property was first registered.
Yes, we will provide you with a copy of the title search report upon completion of the search.
Our title search report will include a detailed description of the property, the ownership history, any liens or encumbrances, and any other relevant information. We will be happy to explain the report to you in detail.
A lien is a legal claim against a property that is used to secure payment of a debt.
Yes, a lien can be removed from a property by paying off the debt or by negotiating a settlement with the lien holder.
A UCC search is a search of the Uniform Commercial Code records to identify any liens or security interests against personal property.
A UCC search is important because it helps you identify any liens or security interests against personal property that may affect the ownership or use of the property.